How To Pay Less For Term Life Insurance By Reducing You Alcohol Consumption

Sharon Taylor asked: Drinking alcohol is a part of our society and surprisingly can affect your term life insurance rates. Whether it is casual drinking, heavy drinking or alcohol abuse, alcohol manages to find a way into most people’s lives at some point. While some like beer, others like wine and others like liquor. Term life insurance companies think about each type of alcohol the same. For purposes of term life insurance quotes, the amount of alcohol you drink can affect your rates. A... Read More

Universal Term Life Insurance guide 101

Mansi Gupta asked: Universal term life insurance is a combo of term life insurance and universal life insurance. It is a kind of term life insurance. Term life insurance is insurance for a specific term period for instance from 5-30 years. Term life insurance is meant for people who have a financial liability such as a house t be insured. Term life insurance policy is of three kinds- universal term life insurance, one-year renewable term insurance policy and adjustable term life insurance.Unive... Read More